
Precio del Dólar Hoy en Elektra: Rate Comparison
Anyone who’s sent money to Mexico or walked into an Elektra store to check the dollar rate already knows the number you see on a screen isn’t always the number you actually get. Today’s rates vary across Elektra, Banco Azteca, Coppel, and digital services like Western Union by as much as 0.47 pesos per dollar — and the difference matters whether you’re exchanging $100 or $1,000.
Elektra (Envíos) buy rate: 17.20 MXN ·
Western Union transfer rate: 17.5672 MXN ·
Wise mid-market rate: 17.21 MXN ·
Banco Azteca sell rate (est.): 17.45 MXN ·
Coppel rate (est.): 17.10 MXN
Quick snapshot
- Elektra Envíos rate: 17.20 MXN per USD (PesoMXN market rate aggregator)
- Western Union estimated rate: 17.5672 MXN per USD (Western Union official currency converter)
- Wise mid-market rate: 17.21 MXN per USD (Wise money transfer comparison)
- Banxico FIX reference rate: 17.2067 MXN per USD (StoryCircuit Banxico FIX rate)
- Exact Banco Azteca rate — not displayed in public-facing SERP snapshots (PesoMXN aggregator estimate)
- Official Coppel dollar price — no dedicated rate page found in search results (PesoMXN comparison table)
- Transaction fees applied at each service (Numismática Mexicana store-counter estimate)
- Today’s session: Elektra at 17.20, market open at 17.21 (StoryCircuit rate summary)
- Yesterday close: approximately 17.18 MXN (StoryCircuit previous close)
- Past week range: 17.10–17.60 MXN (StoryCircuit weekly range)
- Elektra and Banco Azteca rates update daily but not in real time (Dineroza exchange service advice)
- Western Union rate changes constantly during market hours (Western Union Blog Mexico currency guide)
- Banxico publishes daily reference rate — check before large transactions (StoryCircuit Banxico FIX rate)
The spread between buy and sell rates at retail counters is wider than what digital transfer services show, and the gap can cost you real pesos.
| Service | Rate (MXN per USD) | Type | Source |
|---|---|---|---|
| Elektra Envíos | 17.20 | Buy (retail counter) | PesoMXN market rate aggregator |
| Western Union | 17.5672 | Transfer estimated rate | Western Union official currency converter |
| Wise | 17.21 | Mid-market + fee | Wise money transfer comparison |
| Banco Azteca (est.) | 17.45 | Sell (retail counter) | PesoMXN aggregator estimate |
| Coppel (est.) | 17.10 | Buy (retail counter) | PesoMXN comparison table |
How Much Is the Dollar at Elektra Today?
According to PesoMXN market rate aggregator, Elektra’s Envíos service is offering 17.20 Mexican pesos per US dollar as of today’s session. The rate is updated daily, but the displayed price reflects the buy rate — what the store will pay you for your dollars — not the sell rate.
How does Elektra determine its rate?
- Elektra sets its rate based on wholesale market movements and internal margins, similar to other retail chains in Mexico (Dineroza exchange service advice).
- The rate at any given branch may differ slightly from the online quote (Numismática Mexicana store-counter estimate).
What is the difference between buy and sell rates at Elektra?
- The buy rate (17.20 MXN) is what Elektra pays when you sell dollars to them. The sell rate — what you pay to buy dollars from Elektra — is typically 0.5–1 peso higher (Numismática Mexicana store-counter estimate).
- Numismática Mexicana characterizes Elektra’s published price as a “store-counter estimate” and advises confirming the official quote at the branch before transacting (Numismática Mexicana store-counter estimate).
A consumer exchanging $200 USD at Elektra at 17.20 MXN receives 3,440 MXN. At Western Union’s 17.5672, that same $200 yields 3,513.44 MXN — a difference of 73.44 MXN (roughly $4.30 USD). That’s a dinner, not a rounding error.
Bottom line: Elektra offers a competitive but not market-leading rate. Senders who can use a digital transfer service will get more pesos per dollar. For in-person cash exchanges, Elektra remains convenient with over 2,000 branches across Mexico.
How Much Is the Dollar at Banco Azteca Today?
Banco Azteca, the banking arm of Grupo Salinas and sister institution to Elektra, publishes a currency converter on its website, but the live rate was not directly visible in search results. According to PesoMXN market rate aggregator, the estimated sell rate is 17.45 MXN per USD.
What is the selling rate at Banco Azteca?
- The sell rate — what the bank charges when you buy dollars from them — is estimated at 17.45 MXN, though this figure is not officially confirmed on the homepage (PesoMXN aggregator estimate).
- An older July 2025 summary page from El Dólar en México rate archive showed Banco Azteca at 17.45 buy and 19.09 sell, indicating considerable spread.
Are there fees for exchanging dollars at Banco Azteca?
- Dineroza advises that not all Elektra stores have a Banco Azteca module — only branches with the module can exchange dollars (Dineroza exchange service advice).
- Customers should confirm the branch offers the service, bring valid official ID, and ask the day’s rate before exchanging (Dineroza exchange service advice).
If you’re at an Elektra that lacks a Banco Azteca module, you cannot exchange dollars there — the service is not universal across all 2,000+ locations.
Bottom line: Banco Azteca’s sell rate is higher than Elektra’s buy rate by about 0.25 MXN, meaning you pay more to buy dollars than you receive when selling them — standard retail spread, but wider than digital services.
How Much Is the Dollar at Coppel Today?
Coppel, another major Mexican retail chain, does not have a dedicated rate page visible in top search results. Based on a comparison table from PesoMXN market rate aggregator, the estimated buy rate is 17.10 MXN per USD — the lowest among the retail chains listed.
How does Coppel’s rate compare to Elektra?
- Coppel’s estimated rate of 17.10 is 0.10 MXN below Elektra’s 17.20 — a difference of about 0.6% on every dollar exchanged (PesoMXN comparison table).
- On a $500 USD exchange, that discrepancy means 50 MXN (about $2.90 USD) less in your pocket compared to Elektra.
Can I exchange dollars at any Coppel store?
- Coppel also offers money transfer services and may have currency exchange counters, but availability varies by location (Dineroza exchange service advice).
- As with Elektra, confirming the service is available at your local store before traveling is recommended.
Bottom line: Coppel offers the lowest retail buy rate among major chains. If you are selling dollars in cash, you will receive fewer pesos at Coppel than at Elektra or Banco Azteca.
How Did the Dollar Open Today in Mexico?
The dollar opened today’s session at approximately 17.21 MXN, according to StoryCircuit rate summary. This figure is slightly above the retail buy rates at Elektra and Coppel, reflecting the difference between wholesale interbank rates and consumer-facing prices.
What factors influence the opening rate?
- Opening rates are influenced by overnight global market movements, including US economic data, Federal Reserve policy signals, and commodity prices (Western Union Blog Mexico currency guide).
- Banco de México (Banxico) publishes a daily FIX reference rate, which was 17.2067 MXN per USD on the most recent available date (StoryCircuit Banxico FIX rate).
How does the opening rate compare to the previous close?
- Yesterday’s session closed around 17.18 MXN, meaning today’s open is roughly 0.03 MXN higher — a marginal shift (StoryCircuit previous close).
- The past week has seen a range of 17.10 to 17.60 MXN, so today’s rate sits near the lower end of that band (StoryCircuit weekly range).
Bottom line: The dollar opened near the low end of its recent weekly range. For someone holding USD and waiting to exchange, the current 17.21 level is favorable compared to last week’s peak of 17.60.
How Much Is $100 USD in Mexican Pesos?
At today’s rates, $100 USD converts to different amounts depending on where you exchange it. The variation across services illustrates why rate shopping matters for any meaningful transfer.
What is the equivalent in pesos at Elektra?
- At Elektra’s buy rate of 17.20 MXN per USD, $100 USD equals 1,720.00 MXN (PesoMXN market rate aggregator).
- No additional fees are displayed on the Elektra Envíos site, but the rate itself includes the service spread.
How does the conversion change with different rates?
- At Western Union’s rate of 17.5672, $100 USD equals 1,756.72 MXN — a gain of 36.72 MXN over Elektra (Western Union official currency converter).
- At Coppel’s estimated rate of 17.10, $100 USD equals 1,710.00 MXN — the lowest among retail options (PesoMXN comparison table).
- Bank fees from the sender’s side may also reduce the net amount received on top of the exchange rate (Wise transfer fee example).
On $1,000 USD, the gap between the best (Western Union at 17.5672) and worst (Coppel at 17.10) rates is 467.20 MXN — roughly $27 USD. For someone sending money home once a month, that’s $324 USD a year left on the table.
Bottom line: For cash exchanges under $100, the difference between services is small enough that convenience may matter more. For larger amounts, Western Union’s transfer rate consistently beats retail counters by 2–3%.
Timeline: Dollar Rate Movement at Key Services
| Date/Period | Event | Source |
|---|---|---|
| Today (current session) | Elektra rate: 17.20, market open: 17.21 | StoryCircuit rate summary |
| Yesterday | Closing rate: 17.18 | StoryCircuit previous close |
| Past week | Rate range: 17.10–17.60 | StoryCircuit weekly range |
Timeline signal: The dollar has been relatively stable over the past week, with a narrow band of 0.50 MXN. The biggest risk is not a sudden drop but the steady spread between retail and digital rates.
Confirmed Facts vs. What Remains Unclear
Confirmed facts
- Elektra Envíos rate: 17.20 MXN per USD (PesoMXN market rate aggregator)
- Western Union estimated rate: 17.5672 MXN per USD (Western Union official currency converter)
- Wise mid-market rate: 17.21 MXN per USD (Wise money transfer comparison)
- Banxico FIX reference rate: 17.2067 MXN per USD (StoryCircuit Banxico FIX rate)
- Western Union sends to Elektra and Banco Azteca locations in Mexico (Western Union provider page)
What’s unclear
- Exact real-time Banco Azteca rate — not publicly displayed in snapshots (PesoMXN aggregator estimate)
- Official Coppel rate — only available via third-party tables (PesoMXN comparison table)
- Additional fees beyond displayed spread at each retail counter (Numismática Mexicana store-counter estimate)
- Historical rate data for trend analysis over months or years
Expert Perspectives
“1 USD = 17.20 MXN — competitive rates for store-counter exchange.”
— Elektra Envíos website via PesoMXN aggregator
“The USD-to-MXN exchange rate changes constantly throughout the day, so locking in a rate early matters more than many people assume.”
— Western Union Blog Mexico currency guide
What This Means for You
If you are sending money to Mexico from the US, the choice between retail exchange counters and digital transfer services is not merely a convenience decision — it is a real economic one. Western Union’s transfer rate of 17.5672 consistently outperforms retail counters by 2-3%, and services like Wise offer mid-market rates plus transparent fees. For in-person cash exchanges at Elektra, Banco Azteca, or Coppel, the spread between buy and sell rates means you are paying for immediacy and convenience. For the person sending $500 a month to family in Mexico, the difference between exchanging at Coppel (17.10) and sending via Western Union (17.5672) is 233.60 MXN per month — that works out to 2,803 MXN over a year, real money for a household on a tight budget.
westernunion.com, dolarhoy.mx, bestexchangerates.com, mexicodolar.com
Frequently asked questions
Does Elektra charge fees for currency exchange?
Elektra does not display separate transaction fees on its rate page. The cost is built into the spread between buy and sell rates. According to Numismática Mexicana store-counter estimate, the rate displayed is a store-counter estimate, and the actual rate may vary.
Can I exchange dollars at Elektra without an account?
Yes. You do not need a Banco Azteca account to exchange dollars at an Elektra store that has a currency exchange module. You will need valid official ID, as advised by Dineroza exchange service advice.
What is the exchange rate at Banco Azteca for euros?
This article focuses on USD rates. For euro rates, the same principle applies: Banco Azteca publishes a currency converter on its website, but the live rate was not visible in search results. Check the bank’s official converter or visit a branch for the day’s quote.
How often do exchange rates update at Elektra?
Rates are updated daily, but not in real time. The displayed price on the Elektra Envíos site reflects the rate as of the last refresh, which may be from the morning or previous day (Dineroza exchange service advice).
Is it better to exchange at Elektra or Banco Azteca?
Since Banco Azteca and Elektra are affiliated, their rates are typically similar. However, Dineroza notes that only Elektra branches with a Banco Azteca module can exchange dollars. If convenience is your priority, go to the nearest branch that has the service. If rate is your priority, compare both against Western Union or Wise first.
What is the maximum amount I can exchange at Elektra?
Exchange limits are not published on the Elektra Envíós site. For large amounts, contact the store or a Banco Azteca branch directly. Third-party aggregators like PesoMXN market rate aggregator do not list maximum exchange amounts.
Does Coppel offer dollar exchange services?
Yes, many Coppel locations offer currency exchange and money transfer services, but availability varies by store. Confirm directly with your local Coppel before traveling (PesoMXN comparison table).
How reliable are the rates shown on money transfer sites like Pangea?
Rates on comparison sites like Pangea are typically estimates. For guaranteed rates, always check the official source — Western Union official currency converter or Wise money transfer comparison — before initiating a transfer.
How much is $100 USD in Mexican pesos at Western Union today?
At Western Union’s estimated rate of 17.5672 MXN per USD, $100 USD converts to approximately 1,756.72 MXN. This is the highest rate among the services compared in this article (Western Union official currency converter).
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